The Wit and Class of a Filipino


A Filipino walks into a bank in New York City and asksfor the loan officer.He tells the loan officer that he is going to thePhilippines on business for two weeks and needs toborrow $5,000.

The bank officer tells him that the bank will needsome form of security for the loan, so the Filipinohands over the keys of a new Ferrari.The car is parked on the street in front of the bank.The Filipino produces the title and everything checksout.

The loan officer agrees to accept the car ascollateral for the loan.

The bank's president and its officers all enjoy a goodlaugh at the Pinoy for using a $250,000 Ferrari ascollateral against a $5,000 loan. An employee of thebank then drives the Ferrari into the bank'sunderground garage and parks it there.

Two weeks later, the Pinoy returns, repays the $5,000and the interest, which comes to $15.41. The loanofficer says, "Sir, we are very happy to have had yourbusiness, and this transaction has worked out verynicely, but we are a little puzzled. While you wereaway, we checked you out and found that you are amultimillionaire. What puzzles us is, why would youbother to borrow $5,000?"

The Pinoy replies: "Where else in New York City can Ipark my car for two weeks for only $15.41 and expectit to be there when I return?"

--kaya ba nila un?!

Galing ng pinoy right! enjoy life and be proud you are a Filipino!


aethen said...


daryl said...